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Bring Your Business Online with AmBank-Maxis SME-in-a-Box

What is AmBank-Maxis SME-in-a-BoxTM?

Ambank Group is the leading financial services group with over 40 years of expertise in supporting the economic development of Malaysia. With over three million customers, AmBank Group aspires to help individuals and businesses to grow and win together by offering the best banking solutions.

The ever-changing technology changes the business landscape at a fast pace. To stay ahead in the business, you need to be well-equipped and stay relevant.

With our SME-in-a-BoxTM, you can have comprehensive SME digital financing solutions that meet your needs according to your industry. From deposit and payroll solutions to working capital loans or business digitalisation tools, you can have it all-in-one with SME-in-a-BoxTM.

How Do I Get Financial Assistance for My Business?

AmBank-Maxis SME-in-a-BoxTM provides flexible financing solutions, such as:

(a) Working Capital Financing

Working Capital

It offers flexible financing on working capital and capital expenditure which are:

  • Available in Term Loan/Term Financing-i and/or Overdraft/Cashline-i.
  • Up to RM2 million loan/financing limit with competitive rate.
  • Up to 7 years of loan/financing tenure with no lock-in period.

Eligibility

  • SME profile. i.e. sole proprietor, partnership, private limited company.
  • Business registered in Malaysia, is Malaysian-controlled and Malaysian-owned with at least 51% shareholding.
  • Business in operation for 3 or more years
  • Key person's age shall be between 25-65 years old.

SME Portfolio Guarantee

A flexible working capital loan/financing to help you better manage your daily financial needs of:

  • Up to RM1 million loan/financing limit with competitive rate.
  • Up to 7 years of loan/financing tenure with no lock-in period.
  • No collateral required.

Eligibility:

  • A business entity of sole proprietorship, partnership or private limited company.
  • SMEs per National SME Development Council's (NSDC) definition.
  • Business registered in Malaysia, is Malaysian-controlled and Malaysian-owned with at least 51% shareholding.
  • Business has been in operation for at least THREE (3) years.

(b) Commercial Property Financing

SME Biz Property Extra

The 1st asset-backed CGC guaranteed scheme in the market offering a high margin for your asset and working capital financing needs.

It is a financing solution aimed at assisting qualified SMEs to purchase a commercial property (asset financing) as well as gaining access to a higher margin of financing including their working capital requirement (working capital financing) by using the same collateral:

  • High margin of up to 148% for asset and working capital financing.
  • High working capital limit of up to RM3 million.
  • Program lending/financing to simplify processing.

Eligibility:

  • A business entity of Sole Proprietorship, Partnership, or Private Limited Company.
  • SMEs per National SME Development Council's (NSDC) definition.
  • Business registered in Malaysia and is Malaysian-controlled.

Commercial Property Loan/Financing-i

  • A commercial property loan/financing that offers long-term financing for the purchase of completed or under-construction commercial and industrial properties.
  • The facility is also made available to refinance completed properties and remortgage properties that are free from encumbrances (cash-out).

(c) Overdraft/Cashline-i

Your business needs working capital for the day-to-day cashflow. Overdraft / Cashline-i facility provides one of the most convenient and flexible forms of financing options.

Features:

  • It is a revolving facility made available via a current account where you can use any amount up to the approved facility limit for any purpose.
  • Interest/profit is calculated on a daily basis and charged only on the amount used.

(d) Repayment Assistance Programme

* For existing AmBank customers.

We do understand that these are still challenging times.

AmBank is committed to continuing providing you with the right financial assistance and support for your business loan/financing payment obligations.

AmBank Merchant Business Solution

Innovative and comprehensive transaction processing solutions for merchant partners.

Our range of merchant business solutions is designed to help you conduct your business more efficiently and effectively.

A complete platform of facilities to keep up with your business and grow with you.

(e) Deposit

Basic Current Account / Current Account-i

Enjoy the flexibility and online convenience of managing your business's payment and trading activities with our current account.

Features :

  • Cheque listing facilities
  • Monthly account statement
  • No introducer required
  • Internet banking
  • Attractive interest/profit rate

Digitalise now to grow your business. Check out more exciting financing solutions available with the AmBank-Maxis SME-in-a-BoxTM today, from business accounting or payroll solutions to merchant solutions and other digital tools. Take your business to the next level with us today!

Download the PDF version below.


Get up to RM5,000 off now

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