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Ambank: SME Financing

Download the PDF version here.

About AmBank

Ambank Group is the leading financial services group with over 40 years of expertise in supporting the economic development of Malaysia. With over three million customers, AmBank Group aspires to help individuals and businesses to grow and win together through offering the best banking solutions.

SME-in-a-BoxTM is what you need to accelerate your business further!

Ever changing technology changes the business landscape at a fast pace. To stay ahead in the business, you need to be well equipped and stay relevant.

With our SME-in-a-BoxTM, you could have comprehensive business financing solutions that meet your needs, according to your industry. From deposit and payroll solution, working capital loans or business digitalisation tools, you could have it, all-in-one with SME-in-a-BoxTM.

Take your business to the next level with us today.

How Do I Get Financial Assistance for My Business?

Discover a flexible financing with AmBank SME-in-a-BoxTM today.

Working Capital Financing

Working Capital

Offers flexible financing on working capital and capital expenditure

  • Available in Term Loan/Term Financing-i and/or Overdraft/Cashline-i.
  • Up to RM2 million loan/financing limit with competitive rate.
  • Up to 7 years loan/financing tenure with no lock in period.

Eligibility

  • SME profile. i.e. sole proprietor, partnership, private limited company
  • Business registered in Malaysia, is Malaysian-controlled and Malaysian owned with at least 51% shareholding
  • Business in operation for 3 or more years
  • Key person's age shall be between 25-65 years old

SME Portfolio Guarantee

A flexible working capital loan/financing to help you better manage your daily financial needs

  • Up to RM1 million loan/financing limit with competitive rate.
  • Up to 7 years loan/financing tenure with no lock in period.
  • NO collateral required.

Eligibility:

  • A business entity of sole proprietorship, partnership or private limited company.
  • SMEs per National SME Development Council's (NSDC) definition.
  • Business registered in Malaysia, is Malaysian-controlled and Malaysian owned with at least 51% shareholding.
  • Business has been in operations for at least THREE (3) years.

Commercial Property Financing

SME Biz Property Extra

The 1st asset-backed CGC guaranteed scheme in the market offering a high margin for your asset and working capital financing needs.

It is a financing solution aimed at assisting qualified SMEs to purchase commercial property (asset financing) as well as gaining access to higher margin of financing including their working capital requirement (working capital financing) by using the same collateral.

  • High margin up to 148% for asset and working capital financing.
  • High working capital limit up to RM3 million.
  • Program lending/financing - simplified processing.

Eligibility:

  • A business entity of Sole Proprietorship, Partnership, or Private Limited Company.
  • SMEs per National SME Development Council's (NSDC) definition.
  • Business registered in Malaysia and is Malaysia-controlled.

Commercial Property Loan/Financing-i

  • A commercial property loan/financing that offers long-term financing for the purchase of completed or under-construction commercial and industrial properties.
  • The facility is also made available to refinance completed properties and remortgage of properties that are free from emcumbrances (cash-out)
Overdraft/Cashline-i

Your business needs working capital for the day-to-day cashflow. Overdraft / Cashline-i facility provides one of the most convenient and flexible form of financing options.

Features:

  • It is a revolving facility made available via a current account where you can use any amount up to the approved facility limit for any purpose.
  • Interest / profit is calculated on a daily basis and charged only on the amount used.
Repayment Assistance Programme

For existing AmBank customers

We do understand that these are still challenging times.

AmBank is committed to continue providing you with the right assistance and support in meeting your loan/financing payment obligations.

AmBank Merchant Business Solution

Innovative and comprehensive transaction processing solutions for merchant partners.

Our range of merchant business solutions are designed to help you conduct your business more efficiently and effectively.

A complete platform of facilities to keep up with your business and grow with you.

For more information on SME-in-a-BoxTM, visit us at: https://www.ambank.com.my/eng/small-business/sme-solution

Deposit

Basic Current Account / Current Account-i

Enjoy the flexibility and online convenience of managing your business's payment and trading activities with our current account.

Features :

  • Cheque listing facilities
  • Monthly account statement
  • No introducer required
  • Internet banking
  • Attractive interest/profit rate

Digitalise now to grow your business. Check out more exciting solutions available with the SME-in-a-BoxTM today, from business accounting or payroll solutions to merchant solutions and other digital tools.

Download the PDF version below.


Get up to RM5,000 off now

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